HomeMy WebLinkAbout1986-1335.Dupuis.89-06-23!. i
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OWA/?!O EMPLOv~SoElA co”*oNNE :.~ I / >: ..ij cRoI”NEMPmIEEs DEL’ONTARIO
GRIEVANCE CQMMISSION DE
SEll’LEMENT REGLEMENT
BOARD DES GRIEFS
IN THE MATTER OF AN ARBITRATION
THE CROWN EMPLOYEES COLLECTIVE BARGAINING ACT
Before
THE GRIEVANCE SETTLENENT BOARD
Between:
OPSEU (DuptiiS)
Grievor
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The Crown in Right of Ontario
(Ministry of Correctional Services)
Employer
,. _. Before: 'C>'
For the Grievor:~ :~~~~,~c:r;
For the Emulover:
. . >, Hear&q: April 14, 1989
P. Knopf I. Thomson
D. Wallace
Vice-Chairperson
Member
Member
R. Ross Wells Martha~Milzynski '
Counsel Gowling & Henderson
Barristers & Solicitors
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Susan A. Currie
J. Laberge . Staff Relations Officer
Management Board of Cabinet
INTERIM AWARD II _----- -----
This :ase concsrns the questian of the Em?loyer’s
obligation co make pension contributions for an irn?lo;fa” ii’?0
has been absent for over six months while in rece~pc 0:
.WorkecS Compensation aanefits;
The r-e is no ,dispute over the relevant facts. .They
ar? set lout I” detail in the interim award issued b:r this
Board concerning this grievance on Ockober 3, 1988. The
further assantial facrcs for purposes of this as?~ect of t??
award are that at all relevant times the grievor *as
collecting Horkers’ Compensati.on benefits and ha,d 5.?en Jzemn?l
by ttls Workers ’ Compensation abard to 5e ” cem?orari ly to ta1 1.;
disablad”. He was receiving all the benefits avalla5l-e ur,<sr
Article 54.4 of the collective agreement which ?rovldes:
Where an employee receives an award under The Workers’ Compensation Act, and the Award applies
for longer than the period set out in set tlon 5c.2
(i .e. three (3) months), and the employee has ._
exhausted all attendance credits, tha Zm>loyer riilll
continue subsidies for Basic Life, L.T.I.P.,
O.ti.I.P., Supplementary Health and Hosei.tal and
Dental Plan for the period during which the
employez is receiving the award.
‘” He also wants to Senefit from the Lmployer making pension
contributions under Ar~ticle 42.3 which Trovides:
The Employer will continue to maie pen’sion contributions and sramium payments for 3.X. I. P.,
the Dental Plan and for Supplementary Xealth an?
Hospi ta1 on Sehalf oE the employee, at n~o cost to the employee while the em?loye? receives or 15
qua.lified to receis?e L.T. I:P. bene.fits under the
plan, unless the employee is supplementing a W.C.3.
aw;ir’d.
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The grievor never applied for long term income
protection benefits (L.T.I.P.) because, as Union counsel
explained, there appeared to be no financial-reason for doing
so. Under the Workers' Compensation scheme, the grievor was
receiving 90% of his net salary: L.T.I.P. would have paid
him only 66-2/3% of his gross salary. Further, ,._,
Article 42.2.2 "sets off" L.T.I.P. from WCB.receipts, so even
if he had been approved by the L.T.I.P. carrier,
Confederation Life, he would not have received any actual
money from L.T.I.P.
But the Employer has consistently taken the pOSitiOn
that the grievor should ,and, indeed, had to apply for
L.T.I.P. in order to determine iE he was eligible or
qualified to receive L.T.I.P. benefits before the Employer
would make any contributions under Article 54.4. In January
1985, the grievor was notified by the Ministry that the
Ministry was applying for L.T.I.P. on his behalf and he was
asked to comple.te the application forms and submit an
attending physician's statement to the insurer. When he
failed to do this, he was notified in June 1985 as follows:
. . .
It would be disadvantageous to yourself if you do not go on L.T.I.P. The redson being, that while
on L.T.I.P., your benefits including pension
contributions are maintained.
L.T.I.P. has a three-part application 'process, .requiring
submissions from the employee, the emp,loyer, and the
attending physician. It also has a definition of totally
disabled which reads as Eollows:
"Totallv disabled" shall mean, for the first 30 months bf total disability, an employee is wholly
and continuously disabled by illness or accidental bodily injury which-prevents him from performing
any and every duty of his normal occupation.
However, during the Qualifying Period, the employee shall 32 deemed not to be totally disabled and
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total disability shall be deemed not to exist if the employee is engaged in any employment for wage
or profits. After the first 30 months OE total
disability, “totally disabled” shall mean he is
unable to perform any.and every duty of any
occupation for which h2 is r2asona5ly fitted Sy
ejuca tion, training or experience.
This deEi.nition differs somewhat from the definition un;ler
the collective agreement which’ provides that:
42.2.1 Total disability means the continuous
inability as the result of illness, menca?
disorder, or injury of the insured empioyee
to perform any and every duty of his normal
occupation during the qualification pfr+d,
and during the first twenty-foslr (24)
months of benef i t :period; and thereafter ~.z::,
during the balance of the benefit period,.
the inability of the employee to perform
any and every duty of any gainful
occupation for which he is reasonably
fitted by education,, training or
experience.
The L.T.I.P. Plan is written by Confe1eration Life. It a!53
contains several provisions throughout the Plan that set
forth the insurer’s power to monitor the claimant’s con,ditior.
and determine contractual eligibility. For exam,ple, one
provision reads:
Confederation Life shall ‘have the right (at its o3:vn
expense) to require a claimant to undergo a physical examination or a mental examination when and so often as may be reasbnablg.
The result of the monitoring by Confe~derction Life has b-en
that there have beencases on record where L.T.I.P. has
rejected claims ‘by employees who had been considered as
“temporarily totally disabled”~‘by Workers’ Com~cnsation.Sut
not considered totally disabled by the insurer. AlSO,
employee~s have been considered qualified for C. P. P., but have
been rejected by L.T.I.P.
For purposes oE these proceedings, the parties agreed
to defer the medicai question of whether the grievor was
“temporarily totally disabled” pending the advice given by
this Board as to the Employer’s obligation under...ths relevant
articles. The Board agreed to assist the parties to
understand their obligations under Article 42.3 and we agreed
to remain seized on the question of-the grievor”s medical
condition should the need arise in the Euture..
The Arqumen t -
Counsel for the Union began his argument by
explaining the scheme of benef.its available to employees h’!lo
are off work on Workers’ Compe:nsation claims. .Be explained
that claimants who are considered totally disabled receive
the additional benefit under Article 42.3 of having their
pension contributions ‘payable. We ~were told to look at
particle 42.2.3 to determine if an employee is qualified to
receive L.T.I.P. and then to looks to Article 42.2.4 to
achieve the definition of disability. We are told that if
the grievor fits the definition of total disabi~lity under t!xe
collective agreement, he should be considere;d to be entitled
to L.T.I.P. benefits and-to therefore qualify for the pension
contributions. It was said that the Employer.is financially
responsible for the payment, therefore the Employer ought to
accept the obligation to decide who ought to be eligible for
the payment. It was argued that si‘bce the language of
Article 42.3 speaks of “qualified”, it does not demand that
an employee obtain approval or be considered eligible by th6,
carrier of the L.T.I.P. scheme. It was also said that this
Board has jurisdiction to determine whether the Employer has.
properly denied the benefit under Article 42.3 and to horder
that the Employer pay such a benefit. It was conceded that
the Employer must determine whether the employee is qualified
under the L.T. I.P. plan and to do so would look to the.
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definition in the collective agreement as well as the Plan
itself. But the factual question of whether the employee is
qualified should be something that the Employer determines
and which can be made reviewable .oy this Board. It was said
that this is no different than the way the Employer operates
under the short term disability protection scheme under t!-,;e
collective agreeme,n t.
The Employer argued that it would be improper to draw
an analogy between~ the Employer’s obligations under the short
term sickenss plan and the long term sickness plan. Und’e r :;?z:*$g -vi. the siort term sickness provisions in the collective
agreement, Articles 52.9 and 52.13 specifi,cally give the
Employer authorization to seek, further med-ical information
from the employee in order to monitor the Employer’s
obligation to pay such benefits. There are no similar
provisions under the long term protection provisions and it
was argued that their absenc’e implies that the Employe- does
not carry the same obligations that it does un,jer the short
term sickness plaa.. It was said that Article 42.3 creai?s
the obligation on L.T.I.P. to determine who is qualified. for
the plan and that the Employer is not in a position to
determine such qualifications. It was said that the people
in the i-linistry are not metdical experts and should not be
obligated to determine a question of medical disability. It
was also said that if the Union’s argument were to prevail,
the grievor would be treated differently and
disadvantageously because he would lose the abili ty under the
collective agreement to appeal a denial of deemed
qualificatior. for L.T.I.P. to the Joint Insurance Benefits
Review Commi tte~e under Appendix 5 of the collective
agrremen t. Counsel for the Employer also referred us to the
Public Service Supefannuation Act, RSO 1980 c. 419, --- -
section 21.2 which provides: ~,.
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Where a contributor has qualifed for a benefit
under an approved long term income protection plan
in re’spec t of a disability incurred on or after the 1st day of July, 1974, a contribution shall be made
to the Fund on behalf of the contributor...
It was argued that we ought to read the collective agreement
as consistent with .the Act and that the Employer would not
have the power to agree to a payment unless the employee,“has
qua1 if ied” for the benefit.
In ,reply, the Union argued that the Employer’s
reference to the Joint Insurance Benefits Review Committe.?
was not relevant or appropriate because the benefit being ,.,
claimed here was not an ,insura:nce benefit which would ba
subject to review by that Committee. Instead, it was an
Employer’s obligation to pay under the collective agreement
and not an insurer’s liabili-ty.
The Decision
The key to this case is the meaning.of. the phrase
“qualified-to receive L.T.I.P. benefits under the plan” in
Article 42.3. It is clear that an employee who actually
receives L.T.I.P. is entitled to have the Employer make ihis
_ .pension plan contributions under Article 42.3. But the
collective agreement also obligates the Employer to make the
payments f0.r an employee who is “qualified to receive” the
benefits under the Plan. The Employer would have us conclude
.that only the L.T.I.P. carrier can determine the
qualification, whereas the Union says that tne -obliga tisn
rests on ‘the Employer even when an. employee makes no
application for L.T.I.P.
Every reference avai.lable to us leads us to the
conclusion that the language of the collective agreement does
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not require that the L.T.I.P. carrier is the exclusive judge
of who should receive benefits under Article 42.3. The
collective agreement speaks of a situation where an em?loyce
“receives” or “is qualified to receive L.T. I.P. II In
contrast, the L.T. 1.P.~ Plan itself uses the language oE
“eligibility” rather than qualification. Throughout the
Plan, it speaks of when an employee Secomes~eligiSle for
insurance and of “eligible’ employees. While the tetxs~
“qualifications” and “eligibility” can be considered
synonymous in many situations, ths us;? of different terms
throughout cannot Se ignored. If tAe collective agreement
was intended to require that the insurance carrier dster,mins
the question of total disability for employeas who either
receive L. T. I. P. or who would be considered acceptable to
t’lat insurer, then one would expect the collec tiv:: ayraeemant
to mirror the language of the Plan jy reading “an employee
who receives or who is eligin to receive L.T. I: P. Senefi ts
under the plan.” However, no such language exists hare.
Similarly, significant reference can be made to the
Public Service Superannuation AC. - The Act deals with. 10~~;
term income protection for nsn-unionized public servants.
Section 21;2 of that Act gives us the phrase, “whera a
contriSutor has qualified for~.a Senafit [emphasis adde_fl.
The words “has qualified” denote a or.ocess oE havin.g made
application and gained acceptance unJer ~a relevant plan.
This is easily contrasted with the phrase “is qualiEe3”. Tha
prasent tense does not necessarily denote that acceptance i5as
been formalized. Instead, it denotes. the potential of
acceptance. Again, had the collective agreement simply read,
“While an employee receives or hasxlifed to receive - --
L.T.I.P. benefits under the Plan,” it would So easy to
conclude that no.oaligation would arise. until formal a??roval
or deemed qua1i.f ica tion was 05 tained. Given the legislative
context Pointed out to us, the absence of tie phrase .:‘>a_5
qualified” as compared to the phrase “G qualified” cannot 22
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benefit that would be within the scope
that Committee in any event.
Thus, we declare that the Zmpl
collective agreement when it requ’irad
employee chooses not to apply for L.T.I.P., but is otherwise
qualified to receive the benefits available under the
L.T. I.P. Plan Secsuse of total d,isability witnin the meaning
of that Plan, the Employer must still make those
contributions. Noth,ing requires the employee to apply for
L.T. I.P. or to have been approved Eor coverage “in princlgle”
by the insurer. Thus, the Employer has the right and tha
obligation to determine t!hat qualification. When the
Employer makes the enquiries to determine if an employee
meets the requirement of the collective agreement and the
Plan, then the Employer is obiigated to pay the contri!:,uti,ons
wnen the qualifications are de,emed to be met.
We do not agree that this conclusion takes sw~ay any
rights of access to the Joint Insurance Benefi.ts Review
Committee as the Ministry su’gges ts. The simple reason ~for
this is that the benefit being claimed is not an insurance
oyer breac?ed the
the employee to apPly
for L. T. I. P. before considering whether banefi ts xers paya!!~l?
Iunder Article 42.3. If the grievor’s medical condition was
such that he was qualified to receive L.T. I.P. s2nefix ;ndzr
the Collective Agreement a:13 the Plan, th? tlmployer 3:1c~ill~3
maka contributions necessary to cover. tile perids for whicl
the grievor would have been qualif~ied. Vi? trust that the
parties will be able to satisEy peach other as to tiie
grievor’s medical condition and his situation at, 211 rel.?~i;tt
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All Article 42.3 se,?ms to require is that the
employee be qualiEied to receive L.T.I.P. 5eneEits. It’does
not specify that he must apply and. be approved by the
carriar. It does not specify that the application even oe
acceptable to the carrier. The employee need only be in
acttual receipt of L.T.I.P. or Se “qualifed” to recei’le th+
benefits under the Plan.
Who then is to .determine whether fan employee is
qualified to receive the benefits under the Plan if no
application is made? The insurer has no obligation to ‘make
the payments under Article 42.3, therefore has no interest in
monitoring the eligibility. The c5ligation to make the
payments is solely upon the Employer. ~Thus, since the
.collective~ agreement does not specify otherwise, the Employer
has the right to determine if the employee is “qualified to
receive L.T.I.P. SeneEi ts under the Plan. Clear~ty , in
determining that., question of qualification, the Employer xi11
have reference to Articie 42.2.4 and to the definition of
tot31 disability under Confederation Life’s L.T. i.P.~ scheme.
Indeed, the Vnion acknowledged that the Employer could have
reference to the restricted definition of total disability
under the Plan. Further, this right to :1etermine
qualification also carries with it the right to monitor thz
question of continued qualification for benefits. The
Employar’s role in this regard wo,uld be mirrored by. the role
the Employer plays in monitoring and enforcing its rights and
obligations undar the short term sickness plan in Article 52.
This was acknowledged by the Union.
In short, ~the Employer must make pension
contributions for employees receiving L.T. I. P. If an
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times. Howebe r , w& retain jurisdiction to deal with this
matter further shou d our assistance Se require:j.
DATED at Toronto, Ontario this 23rd
1989.
day of June
------ I. Thomzn .L biember