HomeMy WebLinkAbout2023-00388.Union (CRS).24-08-02 Decision
Crown Employees
Grievance Settlement
Board
Suite 600
180 Dundas St. West
Toronto, Ontario M5G 1Z8
Tel. (416) 326-1388
Commission de
règlement des griefs
des employés de la
Couronne
Bureau 600
180, rue Dundas Ouest
Toronto (Ontario) M5G 1Z8
Tél. : (416) 326-1388
GSB# 2023-00388
Union #6971889
IN THE MATTER OF AN ARBITRATION
Under
THE CROWN EMPLOYEES COLLECTIVE BARGAINING ACT
Before
THE GRIEVANCE SETTLEMENT BOARD
BETWEEN
Ontario Public Service Employees Union
(Union (CRS)) Union
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The Crown in Right of Ontario
(Treasury Board Secretariat) Employer
BEFORE Marilyn A. Nairn Arbitrator
FOR THE UNION Anson Cai
Ryder Wright Holmes Bryden Nam LLP
Counsel
FOR THE EMPLOYER Joohyung Lee
Treasury Board Secretariat
Legal Services Branch
Counsel
HEARING July 12, 2024
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Decision
[1] This matter convened in my capacity as the independent third-party Chair of the
Claims Review Subcommittee of the parties’ Joint Insurance Benefits Review
Committee (“JIBRC”), set out at Article 43 and Appendix 4 of the collective
agreement. I was also provided with the terms of reference for the JIBRC Claims
Review Subcommittee dated July 20, 1999 with addendum dated September 7,
2000.
[2] The disputed claim is for long term disability benefits for the period March 15, 2023
to June 27, 2023.
[3] The parties filed a partial agreed statement of facts (“ASF”) as well as relevant
documentary materials, including a statement from the Claimant. One revision to
the ASF was made on consent in paragraph 8, extending the date of the claim to
June 27, 2023. I have also revised the ASF to refer to “the Claimant”. The ASF
provides:
1. The Claimant was born on September 13, 1989. The Claimant has been an
employee of the Ontario Public Service from since May 6, 2013. The Claimant’s
home position is Judicial Secretary (OAD 9) at the Brampton Court House. Since
2018, The Claimant worked on various temporary assignments and went on
pregnancy and parental leave [in] 2020. At the conclusion of her pregnancy and
parental leave, the Claimant’s temporary assignment came to an end effective
February 14, 2022 and she was expected to return to her home position at the
Brampton Courthouse.
2. The Claimant did not return to her home position in February of 2022, but instead
commenced a Short-Term Sickness Plan leave.
3. On October 28, 2022, Manulife advised the Claimant of its decision to approve
the LTIP claim for benefits during the OWN OCCUPATION period based on a
disability start date of February 12, 2022. LTIP benefits commenced on August
23, 2022. The change of definition date is August 12, 2024.
4. In February of 2023, Manulife contacted the Claimant regarding the initiating of a
gradual return to work at the Brampton Courthouse. The Claimant declined the
proposed rehab plan stating that at the time, she was unable to participate in a
gradual return to work program.
5. On March 1, 2023, Manulife advised the Claimant that benefits will cease on
March 15, 2023. The reasons provided by Manulife were that the Claimant no
longer met the definition of totally disabled under the plan and they were not
participating in a gradual return to work.
6. On March 10, 2023, an Appendix 5 form dated March 9, 2023 to initiate the JIBRC
Appeal was submitted.
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7. Additional medicals post-dating the initial claim denial were provided to Manulife
as part of the appeal process. The date of the last medicals on file is May 30,
2023.
8. The Claimant claims that they are entitled to benefits for the OWN OCCUPATION
period of March 15, 2023 to June 27, 2023.
[4] The Claimant states that between 2015-2018 she was the Group Leader for a team
of 6-8 judicial assistants in her home assignment. The Claimant asserts that she
was subjected to bullying, passive-aggressive behaviours, discrimination and
taunting by co-workers, based on her age and race. The Claimant further asserts
that management did not act to stop the harassment and discrimination and
actively sought to have her “let it go”. In the result, the Claimant states that she
experienced recurring panic attacks, severe anxiety, and that she suffered
depression. Following her return from maternity leave in February 2022 she was
to report to her home position but was unable to do so due to anxiety. Attempts to
move to various temporary secondments, requiring the agreement of her manager,
were denied due to staffing shortages in her home assignment.
[5] The Claimant disclosed to Manulife that she had not filed any grievance concerning
the Employer’s alleged failure to respond to the alleged harassment and
discrimination out of fear of repercussions. Nor had a complaint been filed alleging
a breach of the Employer’s Workplace Discrimination and Harassment Policy.
[6] The Claimant indicates that, in July 2022, the Employer advised that her team had
been “completely changed”. The Claimant understood that at least two individuals
whom she asserted had harassed her, remained. In August 2022, her family
physician recommended that the Claimant avoid her home work location but that
the Claimant could be returned to work at a different location.
[7] In September 2022, the Employer advised Manulife that staff turnover at the
Brampton Courthouse had been significant such that only one individual from the
Claimant’s previous work group remained. Management staff had also changed.
The manager indicated to Manulife that he would provide support in a RTW
process and reported that he had offered a trial period with tracking and daily
check-ins in order to respond to any concerns in a timely way.
[8] On October 28, 2022, LTD benefits were approved from August 23, 2022, the LTD
date of commencement. The medical at that time indicated that the Claimant was
anxious and stressed, had poor sleep and recurrent panic attacks thinking about a
RTW to the Brampton Courthouse. The Manulife letter to the Claimant noted that
the group policy contained provisions regarding rehabilitation and requiring
submission of continuing proof of claim. The Manulife file records that payments
were approved to January 31, 2023 and there was a referral of the file to initiate
return to work (“RTW”) focussed treatment.
[9] In an interview with a Functional Rehab Specialist (“FRS”) from Manulife on
November 24, 2022, the Claimant confirmed that she was able to perform the
duties and functions of her own occupation. When asked what she would need in
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order to RTW she responded that she would need to know that the staff that
tormented her were no longer there, that she would not have to work with them,
and that management would respond to and document her complaints/concerns.
[10] Manulife’s Mental Health Specialist noted on November 29, 2022 that it was
unclear whether the condition suffered by the Claimant was medical or non-
medical, given the primary barriers were workplace issues. A referral to Homewood
Health to provide focussed treatment prior to a graduated RTW was
recommended.
[11] A psychological assessment was conducted by a Clinical Psychologist at
Homewood Health on January 13, 2023. It was relied on by Manulife in determining
its proposed rehabilitation plan. That report concluded:
Presently, ... The most appropriate diagnosis is major depressive disorder [MDD],
single episode, in full remission.
[12] By way of summary the assessment concluded:
[The Claimant] is a pleasant 33-year-old woman, who is experiencing good
mental health at present but is concerned she will be forced to return to her
previously untenable work environment where she experienced a major
depressive episode. She is bright, motivated and wishes to protect her mental
health. As she has shown she can work effectively in different secondments, I do
not recommend she return to her previous position.
…
[The Claimant] does not currently require psychotherapy. This might change if
she returns to her old place of work and reexperiences a major depressive
episode. If that happened, 10 sessions of CBT with a clinical psychologist would
be appropriate.
[The Claimant] is currently able to return to work effectively but not at the same
workplace. I do not recommend she return to her previous position.
(emphasis added)
[13] The peer review of that assessment noted:
…Current diagnosis is major depression in full remission. Concern was raised
with risk of relapse on return to the prior work location, with no treatment
recommendations should claimant transfer to another position/location but a
recommendation for 10-sessions of psychological treatment to minimize risk of
relapse and enhance coping skills should claimant return. The current
recommendation is in line with the impressions of the treating family physician
while acknowledging intact functional capacity for work at present.
[14] An email to Manulife from the Clinical Lead of Specialized Services and Complex
Care at Homewood Health dated January 27, 2023 confirmed that if there was a
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RTW to the Claimant’s previous position, 10 sessions of psychological treatment
to minimize the risk of relapse and enhance coping skills was recommended.
[15] The Claimant’s family physician had referred the Claimant for a psychiatric
assessment, which was completed through CAMH on January 30, 2023. Manulife
deferred its decision on a rehab plan pending receipt of that report. That
assessment diagnosed a major depressive disorder, single episode, in full
remission.
[16] The psychiatric file notes reflect that the Claimant reported that she needed a
consultation with a specialist “certifying that she is not able to return to the specific
workplace for mental health reasons”. That report concluded:
Patient is a 33-year-old woman who experienced bullying in the context of her
workplace from 2015 until 2018. She experienced increased anxiety panic attacks
and also depressive symptoms following the bullying and harassment. She was
now asked to return to the same workplace and is hesitant because she is afraid
that this might severely affect her mental health as it did in the past.
The symptoms that the patient described to me fulfil the diagnostic criteria of a
generalized anxiety disorder as well as a panic disorder and major depressive
disorder with suicidal ideation from 2015 until 2018. Currently she is in remission.
In order to prevent that she might relapse it should be considered to allow her to
work in another work environment.
From what she explained the work environment she had to work in from 2015
until 2018 was toxic and responsible for the symptoms she experienced. She
reported that at both workplaces she worked from 2018 until 19 and 19 at 2020
she was doing well and did not experience those symptoms.
I therefore would at this point advise not to force her back in the same work
environment that was anxiety provoking.
(emphasis added)
[17] The FRS at Manulife noted the Homewood Health recommendation not to return
the Claimant to the same workplace and contacted the Employer to determine if it
could place the Claimant elsewhere. The Employer expected the Claimant to return
to her home position if no longer totally disabled from her own occupation. Upon
receipt of the Employer’s response, the FRS confirmed that Manulife would move
forward with a graduated RTW Plan for the end of February 2024.
[18] As noted in the ASF, on February 16, 2023, Manulife contacted the Claimant to
initiate a RTW to the Claimant’s own occupation at the Brampton Courthouse. The
FRS advised the Claimant that the only position available was her job at the
Brampton Courthouse. The rehab plan proposed by Manulife included a gradual
RTW and funding of the counselling treatment recommended by Homewood
Health. During a gradual RTW supported by the LTD Plan, disability benefits can
continue in proportion to the graduated RTW plan. During discussions, the FRS
also offered to facilitate discussions with the Employer regarding the RTW.
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[19] In that discussion, the Clamant questioned a decision that would recommend
anyone RTW where “it's clear they're facing major depressive disorder”, reflecting
the Claimant’s resistance to considering whether conditions at the Brampton
Courthouse in February 2023 had changed since 2018, having regard to the
staffing changes and the different management, and that she believed she
inevitably would experience a relapse of her condition should she RTW.
[20] Finally, further to an inquiry by the Union, on May 30, 2023 the Claimant’s family
physician responded to certain questions as follows:
[1] Her diagnosis is: anxiety/panic attacks in remission; depression in remission
[2] She has no symptoms since she left her specific workplace but had panic
attacks, anxiety when she worked there
[3] and [4] Treatment plan would be to relocate her to any other office - like where
she was working after she moved out from the Brampton Courthouse. She would
benefit very well by working in another work place environment
[5] She would be considered “totally disabled” if asked to work at the Brampton
Courthouse location but “not disabled” with the other location
[6] Restriction/limitations: avoid working in current recommended workplace to
avoid relapse
[21] The response that the Claimant had suffered no symptoms since leaving her
specific workplace contradicts medical provided by the family physician in August
2022 indicating that the Claimant was symptomatic, leading to the approval of LTD
benefits in October 2022. The recommended treatment plan posits a different work
location yet acknowledges what is needed is a different work environment. Those
may not reflect the same thing. I am disinclined to place much, if any weight on the
response in #5 as it is speculative at best, and inclines toward advocacy rather
than medical assessment as it makes assumptions concerning the current
workplace environment.
[22] The medical evidence confirms that, leading up to and during this period, the
Claimant was not undergoing any treatment by way of medication, therapy, or
counselling and was functioning well with good mental health.
[23] The Claimant relied on the recommendations of the medical professionals that she
not be returned to work at her home location out of concern that such a RTW would
cause a relapse of her symptoms. The Claimant therefore declined to participate
in the proposed rehab plan while acknowledging that she was able to perform the
essential duties of her position.
[24] The collective agreement defines “total disability” in the “own occupation” period
as follows:
42.2.3 Total disability means the continuous inability as the result of illness,
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mental disorder, or injury of the insured employee to perform the essential duties
of his or her normal occupation during the qualification period, and during the first
twenty-four (24) months of the benefit period…
[25] The collective agreement also provides:
42.6 If, within three (3) months after benefits from the L.T.I.P. plan have ceased,
an employee has a recurrence of a disability due to the same or a related cause,
the L.T.I.P. benefit approved for the original disability will be reinstated
immediately.
42.7.1 Rehabilitative plans and programs for employees receiving L.T.I.P
benefits, whether with the OPS or another Employer, shall be required where
recommended by the Carrier. “Rehabilitative employment” is a rehabilitative plan
or program and means remunerative employment while not yet fully recovered,
following directly after the period of total disability for which benefits were
received. When considering rehabilitative plans and programs, L.T.I.P. will take
into account the employee’s training, education and experience. If a person does
not participate or cooperate in a rehabilitation plan or program that has been
recommended or approved by the Carrier, the employee will no longer be entitled
to benefits…
(emphasis added)
* * *
[26] In summary, the Union asserted that the Claimant remained totally disabled during the
period claimed and that the rehabilitation plan set out by Manulife was contrary to
medical advice and was unreasonable such that the Claimant was under no
obligation to participate. It also asserted that the proposed rehab plan was
discriminatory in that it would cause the Claimant injury on the basis of her
disability. The Union relied on the various recommendations that the Claimant not
return to the same workplace, which it asserts were accepted by the FRS at
Manulife but were not found in the rehab plan.
[27] The Employer argued that the rehab plan was not arbitrary and failure to engage
with that plan appropriately resulted in the termination of LTD benefits. It also
argued that the Claimant was no longer totally disabled on March 15, 2023 when
her LTD benefits ended.
[28] The parties referred me to the following authorities:
• The Crown in Right of Ontario (TBS) v OPSEU (UNION# 610276), 2017 CanLII
90156 (ON GSB) (Parmar)
• The Crown in Right of Ontario (MCS) v OPSEU (Dales), 2002 CanLII 45744
(ON GSB) (Mikus)
• The Crown in Right of Ontario (MCCSS) and OPSEU (Vangou), 2019 CanLII
12514 (ON GSB) (Johnston)
• Rose v. Paul Revere Life Insurance Co., 1991 CarswellBC 304 (B.C.C.A.)
• McWilliam v. Mutual of Omaha Insurance Co., 1988 CarswellOnt 1527 (Dist.
Ct.)
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• Vancouver Pre-Trial Services Centre v. B.C.N.U., 2003 CarswellBC 4266
(Korbin)
• TRW Linkage & Suspension Division v. T.P.E.A., 2005 CarswellOnt 6375; 144
L.A.C. (4th) 215 (Hinnegan)
• Wasnick v. Allianz Life Insurance Co. of North America, 2002 BCSC 344; 2002
CarswellBC 510
• Taaffe v. Sun Life Assurance Co. of Canada, 1979 CarswellOnt 783
• Green v. Mutual of Omaha Insurance Co., 1983 CarswellNS 129
• D’Andrea, James A., Illness and Disability in the Workplace: How to Navigate
Through the Legal Minefield, Chapter 5. IV. Long-Term Disability; 5:20
Availability of Work
[29] For the reasons that follow, I find that the Claimant was not totally disabled on
March 15, 2023 and following. I further find that the Claimant did not participate in
a reasonable rehab plan proposed by the carrier. As such, the Claimant was not
entitled to have her LTD benefits continue.
[30] There can be no doubt that a claimant is not required to accept any rehab plan set
out by Manulife. That would provide the carrier with an overbearing discretion that
could be misused to deny the payment of appropriate LTD benefit claims. The
rehab plan must be reasonable and is subject to review on the basis that it not be
arbitrary, discriminatory or made in bad faith (See Arbitrator’s Parmar’s decision in
GSB# 2017-1802 at paragraph 21). I draw no distinction between the descriptor
‘reasonable’ and the test utilized by Arbitrator Parmar in that case. In labour
relations, a reasonableness test is consistently expressed as whether one acted in
a manner that was not arbitrary, discriminatory, or in bad faith.
[31] Arbitrator Parmar determined that Manulife’s decision in that case to require
compliance with its rehabilitation plan was arbitrary, as the rehab plan imposed
was not based on the medical advice and was contrary to the treatment plan set
out in the medical advice. That rehab plan contemplated an immediate 4-week
gradual RTW with the concurrent provision of eight sessions of CBT treatment,
following which a full RTW was expected. However, the medical evidence
established that the claimant was not medically fit to return to work at the relevant
time and continued to be symptomatic, but that “three to four months of ongoing
therapy might result in sufficient improvement” so as to be able to then engage in
a graduated RTW.
[32] As noted by Arbitrator Parmar at para 30 of her decision, “…where the insurer
chooses to reject…recommendations and follow a different path, there should be
a reasonable explanation as to why that advice is being rejected”.
[33] In this case, I am satisfied that the rehab plan structured by Manulife was
reasonable. It accepted the medical opinions expressed by Homewood Health and
the assessing psychiatrist that the Claimant’s medical condition was in full
remission and that she was fit to perform the essential duties of her own
occupation.
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[34] Where there was divergence, it was in relation to the recommendation that she not
return to her previous workplace. While the words, “work location”, “previous
workplace” and “work environment” were all used, what is clear from the Claimant’s
own assessment is that the geographic location of her workplace was not the issue.
The problematic work environment also had nothing to do with the work
requirements. At issue were the relationships with and conduct of the people with
whom the Claimant had worked. That is perhaps better described, as was done in
the psychiatric report, as the “work environment” and one must be mindful to
assess any rehab plan in that specific context.
[35] That concern is expressed in all the medicals in relation to the possibility of a
relapse. The Homewood Health assessment expressly contemplated a RTW at the
Brampton Courthouse and in that event, recommended a course of treatment to
minimize the risk of relapse. The psychiatrist recommends against forcing a return
“to the same work environment that was anxiety provoking”.
[36] Given the changes that would occur naturally in a workplace over a period of five
years and actual changes in staff and supervisory personnel, any assessment of
the “work environment” and the likelihood of relapse was entirely speculative.
However, the rehab plan, in accordance with the recommendation from
Homewood Health, included a treatment contingency. The collective agreement
also provides for reinstatement of LTD benefits should a relapse occur within three
months. That indicates that the parties understand there may be some risk in a
RTW, and some adjustment required.
[37] The Union argued that any consideration of a rehab plan dealing with mental health
symptoms be treated with the same ‘fervour’ as one dealing with physical
symptoms. I agree. At the same time, the principles underlying the concept of a
‘work-hardening’ can also apply to both. Stress and anxiety, like a certain amount
of physical discomfort are often to be expected on a RTW. Yet, as one can build
physical strength, for example through a gradual RTW with increasing physical
demands, one can also build mental health ‘muscle’ through various training,
techniques, supports and strategies. There is no doubt that the Claimant would
feel hesitant and likely some anxiety on a RTW, if only because she’d been away
from the workplace for a significant period. That would be expected. But one could
not assume that the work environment would be the same. Nor could one assume
that a relapse resulting in total disability was inevitable, or even likely.
[38] The Claimant was fearful she would relapse should she RTW at the Brampton
Courthouse. The proposed rehab plan would have provided an opportunity to
determine whether the work environment with its personnel changes and the
offered managerial and psychological support provided an appropriate ‘work-
hardening’ and whether the work environment was sufficiently different and safe
to allow the Claimant a successful RTW. One ought not to be forced into a RTW
where a relapse is medically probable and predicted, rather than speculative. At
the same time, someone who is able to perform the essential duties of their work
is not entitled to remain off work receiving income replacement benefits.
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[39] In McMillan, supra, a unionized mill worker received LTD benefits for a period
which were then discontinued on the basis that he was no longer totally disabled.
His claim for reinstatement of the LTD benefit was dismissed. The medical
evidence supported a diagnosis of recurrent depressive disorder and a personality
disorder, but the claimant was otherwise functioning throughout by attending
university, getting married, and engaging in family life. In response to medical
evidence that he would likely become seriously depressed again and would not be
able to function if returned to work at the mill, the Court said:
34 … An attempt at rehabilitative employment in one or more of the listed
positions, on a trial basis, may or may not have supported their position as to mill
phobia. As it is the court is left with a bald opinion that is unsupported by the
evidence or actual job reaction, in that no such experimentation was conducted.
[40] The Union also asserted that the rehab plan was in breach of the Employer’s duty
to accommodate a disability pursuant to the terms of the Ontario Human Rights
Code (the “Code”) and the no-discrimination clause of the collective agreement. I
understood it to argue that the recommendation not to RTW at the Brampton
Courthouse constituted a valid medical restriction and limitation that the Employer
was required to consider pursuant to its duty to accommodate under the Code,
such that the Claimant should have been accommodated elsewhere, or be entitled
to remain in receipt of LTD benefits.
[41] It is not the mandate or function of JIBRC or the Claims Review Subcommittee to
consider and/or make determinations with respect to whether the duty to
accommodate has been engaged and/or whether a particular accommodation plan
is appropriate pursuant to the provisions of the Code or section 3 of the collective
agreement. JIBRC and this reviewing subcommittee deal with disputes about the
provision of insured benefits pursuant to Article 22.9, Article 43, and Appendix 4 of
the collective agreement. Whether one is totally disabled and therefore entitled to
receive LTD income replacement benefits in the ‘own occ’ period pursuant to the
terms of the LTIP Plan is a different question from whether one is entitled to be
accommodated in the workplace pursuant to the terms of the Code and the latter
does not deal with the provision of insured benefits.
[42] However, assuming that the provisions of the Code apply to any assessment of a
rehab plan (that the terms of the rehab plan not be discriminatory - see the decision
in Dales (Mikus), supra.), that assessment remains grounded in the
reasonableness test (not arbitrary, discriminatory or in bad faith). An
accommodation plan under the Code similarly presumes an initial RTW in one’s
own position (occupation), with or without modifications, unless that is precluded
by the medical advice. Identified restrictions and limitations must be grounded in
objective medical evidence and not speculation. An employee is not entitled to the
accommodation of their choice. An employee is expected to participate in a
reasonable accommodation plan. These are the same considerations that are
brought to bear in assessing the reasonableness of a rehab plan. I am satisfied
that the rehab plan reasonably considered the medical evidence and appropriately
provided for the possibility of a relapse, in circumstances where that medical
evidence confirmed that the medical condition leading to the original approval of
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LTD benefits was in full remission and that the Claimant, by early 2023 was able
to perform the essential duties of her own occupation.
[43] Inherent in this discussion is the corollary finding that the Claimant was not, as of
March 15, 2023 totally disabled from performing the essential duties of her own
occupation “as the result” of her medical condition. The Claimant’s medical
condition was in full remission and, contrary to the submissions of the Union, the
evidence indicated that the Claimant was and had been asymptomatic for a period
of time, including there being no recent reports of disabling symptoms on
considering a RTW to her own occupation.
[44] Having regard to all of the above, I find that the Claimant was not totally disabled
on March 15, 2023. I further find that the rehabilitation plan proposed by Manulife
was reasonable and that the Claimant failed to participate in that plan.
[45] In the result, the claim for LTD benefits is denied.
Dated at Toronto, Ontario this 2nd day of August 2024.
“Marilyn A. Nairn”
Marilyn A. Nairn, Arbitrator